4chan /biz/ Catalog

I got a 20% raise yesterday. $120 --> $144k (plus $7k-$10k annual bonuses). I also just paid off my car which frees up $500/month. What should I do with the extra income?

Right now I basically break even when factoring in mortgage, gas/food, insurance, preschool costs, and 5% contribution to retirement (with employer match). I live in a moderately HCOL area, for context. I'm looking at an extra $1800 now per month post-tax. I'm thinking of increasing retirement contributions, put a couple hundred extra a month toward mortgage principal (5.625% interest rate), putting a little into kids college funds, and saving up what remains in HYSA for emergencies and home projects. Anything else I'm missing?

8 years ago,
I took my brokerage accounts, and put 90% of my money into VTI
and kept contributing to it

but at the same time I put 10% into TQQQ, in its own portfolio
I said fuck it, whatever happens, happens

Now, over 50% of my networth is in my TQQQ portfolio. I even stopped contributing to it after two years, and just made all my contributions to my standard portfolio and my TQQQ has just grown bigger, and bigger.

It's growing out of control. My networth swings massively now.

Should I call it quits and trim?

deal edition

>Educational sites:
https://www.investopedia.com

>Financial TV Streams:
https://www.newslive.com/american/cnbc.html
https://www.livestreamy.net/bloomberg/

>Charts:
https://www.tradingview.com
https://www.finscreener.com
https://www.portfoliovisualizer.com

>Screeners:
https://finviz.com/
https://etfdb.com/

>Gambling:
https://www.optionsplaybook.com/options-introduction/
https://www.optionsprofitcalculator.com
https://optionstrat.com/
https://www.optionistics.com/quotes/option-prices

>Pre-Market and Live data:
https://www.investing.com/indices/indices-futures
https://finance.yahoo.com/

>Calendars:
https://www.marketwatch.com/economy-politics/calendar
https://www.earningswhispers.com/calendar
https://www.cmegroup.com/trading/interest-rates/countdown-to-fomc.html
https://www.mortgagenewsdaily.com/data/building-permits

>Boomer Investing 101:
https://www.bogleheads.org/wiki/Getting_started
https://www.sec.gov/search-filings

>Misc:
https://www.financialjuice.com/home
https://finance.yahoo.com/trending-tickers
https://market24hclock.com/
https://www.dividendchannel.com/drip-returns-calculator
https://brokerchooser.com/
https://www.chathamfinancial.com/technology/us-market-rates

>prev

why is biz ignoring tao

Surprise rate hike coming in 2.5 days. You know what that means.

You guys think Elon googles his networth and just jerks off to the screen showing 1.1T or his forbes real time tracker?

bears will
lie, misrepresent, cheat, make shit up

I can't even count how much fake and misrepresented data I've seen from bears

but they really believe it. they have this collective delusion from misrepresented data and they really believe economic collapse is imminent.

OOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

I am SO fucking bored of my zero work WFH job. I still have to sit and do nothing in meetings.

I'm a natural autist so other people took my responsibilities and I have around 10% of the responsibility that the person who previously had my job had. I can't actually function in corporations. I can do the work and so on, I just can't dance the social dance that gets people to do things.

I work in a huge and slow corporation where everything takes many months longer to achieve than expected. My CV has gained close to nothing for over 2 years.

I literally daydream about being unemployed.

Around 5 years ago I'd feel smug at being in this position but now that I'm 30-something, I see my career and life as finite and I'm really gaining nothing here apart from savings to spend when I'm much older, uglier, and physically decrepit.

I wish I had a billion dollars

Strap in sirs. We're going to the moons.

I dont want to deal in the real world

How does one earn enough money to not give a fuck anymore?

This is the new meta for the suicide stack. Either you make it and make generational wealth, or you stay destitute and poor.

What are going to be the narratives for the next crypto cycle?

So far we've seen outperformance in privacy (Zec), perps (Hype) and ai (near)

Start a company with a trillion shares. Sell me 1 share for 1$

You too are a trillionaire now.

That is what effectively SpaceX IPO is. The floating cap is just 75B$ worth of shares but it is being sold to public as though the rest of it is worth trillions.

how am I supposed to compete against people that never had to pay off debt, or pay off a mortgage, or never even had to pay rent?

I spent over a year sitting out of Bitcoin
just got back in this week
bought the exact bottom

Now I'm back in, with 2.5x more bitcoin than I would have had if I just held and waited.

No comment

>reddit is now laughing at reddit coin
Bullish? Boom?

Why do women bother waging when they can just divorcemaxx?

soooo bullish xno nano boom

No comment

>Space Exploration Technologies Corp

oooooooooooooooooooooooooooooooo

ETH L1 has already scaled drastically. People were complaining that ETH costs are way too high

Now that it's solved, why isn't it reflecting in price? Even after Tom Lee bought close to 5% of the supply, nothing happens to the price

Has anyone here ever had access to Level 3 market data ?? What was it like ?

No comment

Day 331 of snailposting every day until LINK is at $100

>there are people right now
>yes this very second
>flying on private jets to dubai, St barths
>and fucking 10/10 giga slut IG baddies

https://www.tiktok.com/@luxuryexplorer1/video/7459430622960962848?is_from_webapp=1&sender_device=pc

I've bought LTC at around $45 back in 2013. Should I just keeping hodling and at least wait for a break even or maybe sell now at a loss?

>The little faggot with the SpaceX and the Tesla
>No buddy not his own hair
>The little faggot's scamming dumb investors
>That little faggot he's a trillionaire

Got rugpulled by SIREN

0.2 btc
6050 xrp
0.3 eth
170,000 amp

How good or bad is a portfolio of 50:50 developed small cap value and emerging markets value? I already fried my brain with huge crypto gains and losses so I think I can stomach the behavioural risks.

He's all about 'Space X' now but what about Dogecoin, which was his first love. Will Musk champion Dogecoin or be a hypocrite, we are still waiting for a $4.20 DOGE

What happened in pic related?
What caused such a surge of cash-inflow?
Where did all this investor money come from?
Financial Influencers from Tiktok?

SpaceX will bring the stock market to Mars and the NASDAQ will be the first intergalactic human-made market in history.

No comment

I want to buy SpaceX but it's midday Saturday in the UK and the market is closed.

>he missed the most obvious bottom of all time

Typical /biz/

See you loosers at 100k

>OMG MUSK IS SO RICH FIRST TRILLIONAIRE o algo
meanwhile geRICHmany

>spacex bagholders are so confident in their descision they have to spend every minute of their life defending their descision and proving others wrong instead of enjoying their "escape of the permanent underclass"

Its time to de-risk /biz/.
>b-but alts are already down 98% since 2025 and 99% since 2024

yes, but they are about to drop another 99%

>The entire economy is going to be babysitting the decrepit boomers and asset holding elite like ants, forever.

No comment

Beat this.

Anon, someone oneshotted a Runescape-quality MMO with Claude. If you're not able to get filthy rich with this tech, you are just a brainless clown.

https://worldofclaudecraft.com/

No comment

https://fred.stlouisfed.org/graph/?g=1WRQT

No comment

My diabolical plan to get rich:
I invest money in the stock market.
Every single day, I aim to make 1% profit on what I started with that day. Just one percent.
If I make 1% profit on the first day, my total is 101%. My new base is 101%, and the next day I make 1% profit on THAT. And I keep going.
Over time, this will make my wealth fucking EXPLODE.
ln(38)/ln(1.01) gives me 365.57
That's right, I'll 38x my money in a year. Sounds fucking crazy, but it sounds doable.

WTFTFTF

If Polkadot (DOT) were to reach Bitcoin's (BTC) current market capitalization of approximately $1.33 trillion, a single DOT token would be worth around $780 to $800

>NEW POLKADOT ETF

GAVIN

No comment

>Ethereum
>Is less relevant than Polkadot now

Vitalik and Gavin should do the fusion dance

an entire generation has only experienced the post 2008 fake money casino economy
Most young people in the west don't even know what a real market looks like

4th of July 2026, Clarity ACT

SPCX is the new bitcoin.

He only needed to have stayed solvent for 2 more years, and donated to Trump, and he'd be out of jail and a AI billionaire oligarch now.

GitLawbMaxxing!

good morning
how do I be investing in SpaceX IPO from my country?

SpaceX's own S-1 document literally spells out total failure for the company

They think that Space (what the company was founded on...) is only a 370B total market

OK, you might think, they want to sell connectivity and wifi and stuff. No. They think that's worth $2 trillion roughly.

They think that the market for "enterprise AI solutions" is a $22 TRILLION market. That's what they are focused on.

I don't think investors have any fucking idea what they just bought. Space is just the brand, the reality is that SpaceXAI wants to be a fucking data center company like Oracle.

Since Jeff Bezos replaced us with robots in our county warehouse, my gf has been pestering me on our money problems. She then created an Onlyfans without my knowledge and guilt-tripped me into wearing her clothes, saying "Baby we could make so much money, trust me."
>mp4 related
I feel humiliated, but we now have a loaded savings account and it only took 3 weeks.
Is this going to be everyones future? Just e-whoring themselves out?

100% up in the past 24 hours

i sold half my port today, i fucked up - didnt i?

SpaceX will be so big they will get more of your money than the tax man

Roaring 20s

What's wrong with just DCA'ing BTC, ETH, and SOL and not worrying about what its doing?

How do I handle being lambasted and scrutinized when I finally publicize my business endeavors? Every time I start a new project it just feels like the mouth of the public (a poorly opinionated beast) opens up and tries to swallow me. A lot of their criticism is subjective as hell, so I couldn't give two shits about a lot of it. Some of it is helpful but it's tiring discerning between good advice and faggotry persuasion. The funny part is, despite the criticisms, my projects pretty much always succeed. I usually end my projects before they officially get anywhere because I immediately get scared of the publicity I start receiving. They are usually creative projects, but in some way they always have the capacity to make money. I start getting full blown panic attacks because of the amount of people shit talking me and threatening me. There's a lot of positivity given to me as well, but usually outweighed by the negativity. I am also the kind of person that doesn't necessarily want to make something everyone is going to like (at first) and I go against the grain, so it's a given that I will get haters. IDK maybe this is why people have social media managers and stuff like that... I just need a way to manage being public without it ruining my life and freaking me out. I hope that this makes sense.

Illuminati Edition

>Educational sites:
https://www.investopedia.com

>Financial TV Streams:
https://www.newslive.com/american/cnbc.html
https://www.livestreamy.net/bloomberg/

>Charts:
https://www.tradingview.com
https://www.finscreener.com
https://www.portfoliovisualizer.com

>Screeners:
https://finviz.com/
https://etfdb.com/

>Gambling:
https://www.optionsplaybook.com/options-introduction/
https://www.optionsprofitcalculator.com
https://optionstrat.com/
https://www.optionistics.com/quotes/option-prices

>Pre-Market and Live data:
https://www.investing.com/indices/indices-futures
https://finance.yahoo.com/

>Calendars:
https://www.marketwatch.com/economy-politics/calendar
https://www.earningswhispers.com/calendar
https://www.cmegroup.com/trading/interest-rates/countdown-to-fomc.html
https://www.mortgagenewsdaily.com/data/building-permits

>Boomer Investing 101:
https://www.bogleheads.org/wiki/Getting_started
https://www.sec.gov/search-filings

>Misc:
https://www.financialjuice.com/home
https://finance.yahoo.com/trending-tickers
https://market24hclock.com/
https://www.dividendchannel.com/drip-returns-calculator
https://brokerchooser.com/
https://www.chathamfinancial.com/technology/us-market-rates

>Previous

chuddha of the future edition

>Educational sites:
https://www.investopedia.com

>Financial TV Streams:
https://www.newslive.com/american/cnbc.html
https://www.livestreamy.net/bloomberg/

>Charts:
https://www.tradingview.com
https://www.finscreener.com
https://www.portfoliovisualizer.com

>Screeners:
https://finviz.com/
https://etfdb.com/

>Gambling:
https://www.optionsplaybook.com/options-introduction/
https://www.optionsprofitcalculator.com
https://optionstrat.com/
https://www.optionistics.com/quotes/option-prices

>Pre-Market and Live data:
https://www.investing.com/indices/indices-futures
https://finance.yahoo.com/

>Calendars:
https://www.marketwatch.com/economy-politics/calendar
https://www.earningswhispers.com/calendar
https://www.cmegroup.com/trading/interest-rates/countdown-to-fomc.html
https://www.mortgagenewsdaily.com/data/building-permits

>Boomer Investing 101:
https://www.bogleheads.org/wiki/Getting_started
https://www.sec.gov/search-filings

>Misc:
https://www.financialjuice.com/home
https://finance.yahoo.com/trending-tickers
https://market24hclock.com/
https://www.dividendchannel.com/drip-returns-calculator
https://brokerchooser.com/
https://www.chathamfinancial.com/technology/us-market-rates

>prev

Who was the worst CEO/executive in business history? Not counting outright criminals like SBF.

how the FUCK can I invest in semiconductors and spacex from Moscow? This pozzed country doesnt let me invest in anything not even the russian stock market

Can you imagine investing in an age before smart phone apps
I mean can you imagine a world of investing without index funds
Imagine living in the 1940s and trying to own stock
Even the 80s having to use a telephone to call a broker and ask to buy stocks and just hope they do well
It really makes you think

Three years have past
I am now back
Cast your votes anon, they just started the countdown.
You already know what time it is.
Over 100 votes cast in 30 minutes who is doing it?

which type of hype is the best

1. crypto
2. AI
3. electric cars
4. going to mars irl

>buy an old graveyard
>build a factory on the graves
>ghost labor force I dont have to pay
Whay has no one tried this

> The typical American household has a median net worth of roughly $192,900.


What the fuck?
How is that even possible?

>triples his wealth in one year

It's that fucking easy, pleb.

No comment

How many do you have?

>Build Paypal
>Build Tesla
>Build Solar City
>Build The Boring Company
>Build X
>Build xAI
>Build SpaceX
>Got Trump elected
And people still doubt him..

Day 1743 of snailposting every day until BTC is at 1M

This is how you get rich

It's gonna dump big time soon right?

threw in everything for elon lets hope its not a rug pull

buckle up.

I had an interview with a CEO of a succesful company for career advice and he told me that if I want to land good job opportunities I have to build automatic machines.

If you owned 1000 XRP and the Clarity Act was signed, would you make it?

This spot is the cry of 1 million musk hating Redditors getting short squeezed

>Tesla makes $3.9B/year, and the amount goes down year after year, yet has a 1.5T market cap
>SpaceX literally loses money and its claim to future profit is Grok, a cash-burning AI model that is losing to GPT and Claude
>Twitter is breakeven at best
What's going on here? Are white boomers just throwing money at him because they don't like seeing Indians, Chinese and Jews running shit in tech? This is the only explanation for the Elon Musk phenomenon I can make any sense of.

It's just that easy

Fuddies are seething right this very moment

When will you start listening to these people for business advice? They own an up and coming business that's sure to be the next big thing!

Got denied a job driving semi trucks because I had a DUI 3 years ago.

This is fucking BS. I served my time, repaid my debt to society, now I'm trying to lift myself up by bootstraps and this is how I'm repaid? I went from houseless to paying my way through CDL school ($7k btw) while getting discriminated against for my past.

Then to top it off some autistic scammer became a trillionaire today. Looks like we have to update the dictionary. That fag never worked two jobs while in school like me.

The poverty tax is real.

LINKbros...the price...

Elon Musk will be bankrupt by the end of the year

No comment